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Like all companies you have incremental innovation and then game-changing, disruptive technology coming through." 'Wheres the next disruptive technology going to come from?' Innovation in Big Tobacco is also bringing companies like BAT into contact with the startup world

In other words: Holdings with lower expected risks and higher expected returns should have larger position sizes Holdings with higher expected risks and lower expected returns should have smaller position sizes There are a million ways to do this, but I start by categorising holdings as defensive or cyclical and give them a default size of 4% or 3% respectively (Im looking to hold around 20-25 companies, so 3-4% each is in the right ballpark)

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You could face a large fine or jail time if you are caught