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By giving up smoking youll be dramatically reducing your chances of having a potentially deadly heart attack or stroke. The breakdown of smoking rates in Englands nine regions shows a north-south divide

However, policy limitations, deductibles, and exclusions for smoke or water damage should be reviewed carefully with your insurance provider

Surface stains can be removed with cleaning or whitening treatments, while deeper discoloration may need multiple sessions

But based on current research, smoking is still considered more dangerous, especially due to the high number of cancer-causing substances in tobacco smoke