In the grand scheme of things, it wont matter because the conversation is the same
The problem for tobacco users is that insurers use different definitions, different class structures, different lookback periods, and different treatment for different tobacco types which means the same applicant with the same usage pattern can receive dramatically different quotes depending entirely on which carrier receives the application
They want to protect Baltimores youth from this predatory practice. Local studies show that Baltimore City youth use smokeless tobacco, nearly 50% more than the Maryland youth average, said John Wooden, with Campaign for Tobacco Free Kids, who spoke in support of the bill
In North America, plug or snuff are favoured, and even in Western Europe, where ST products are largely banned, there are exemptions allowing people in Nordic countries to use snus [3]